FACTS

WHAT DOES COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances.
  • Payment history and transaction history.
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does community Bank share? Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes-
to offer our products and services to you 

YES

NO

For joint marketing with other financial companies

NO

We don't share

For our affiliates' everyday business purposes-
information about your transactions and experiences

NO

We don't share

For our affiliates' everyday business purposes­information about your creditworthiness

NO

We don't share

For nonaffiliates to market to you

NO

We don't share

Questions?

 Call 903-236-4422 

Who we are 

Who is providing this notice? 

  Community Bank 

What we do 

How does COMMUNITY BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

How does COMMUNITY BANK collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

Why can't i limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness.
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions 

Affliliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Community Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Community Bank does not share with non affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Community Bank does not jointly market.

Other important information 

Community Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Community Bank should contact the Texas Department of Banking through one of the means indicated below:
In Person or via US Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
Telephone: (877) 276-5554 (toll free) Fax: (512) 475-1313
E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it. Website: www.banking.state.tx.us