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Loan Type
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Rate
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Annual Percentage Rate
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Principal and Interest Payment
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CONVENTIONAL
LOANS –
To be sold on Secondary Market
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Estimated APR and Payment Based on $100,000 Loan
Loans available with up to 95% Loan to Value
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15-Yr Fixed
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Please call
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30-Yr Fixed
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Please call
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IN-HOUSE
LOANS
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Estimated
APR and Payment Based on $100,000 Loan Amount with a 30 Year Amortization
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3 Year Balloon
|
Please call
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3 Year ARM*
|
Please call
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HOME EQUITY LOANS – Estimated APR and Payment
Based on $50,000 Loan Amount
|
|
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Rate
|
Annual Percentage Rate
|
Principal and Interest Payment
|
|
Home-Equity 5 Year Amortization – Fixed Rate
|
Please call
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Home-Equity 10 Year Amortization – Fixed Rate
|
Please call
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Home-Equity 15 Year Amortization – Fixed Rate
|
Please call
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Home-Equity 3 Year Adjustable* up to a 15 Year
Amortization**
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Please call
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*Maximum 2% Periodic Rate Adjustment (Increase or Decrease);
Index used is Wall Street Journal Prime; Maximum 6% Life of Loan
Adjustment with a Floor of 6.00%.
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**Estimated APR and Payments calculated on 15 year
amortization.
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Add .25% for Home Equity Loans under $25,000. (minimum Home
Equity Loan Amount is $10,000)
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